Free budget calculators

Three calculators, no sign-up, nothing to install. Each one answers a single question with the numbers you type in: how to split a monthly income into needs, wants and savings; how many months of expenses to keep as an emergency fund, and how long it takes to get there; and how two partners with different incomes can share the bills fairly. The results stay on this page — nothing is stored. If you want the same numbers to follow you month after month, the app does the tracking part: type "coffee 15" and it's logged.

Subscription cost calculator

Add every subscription with its own billing rhythm and see the real total per month and per year — before the next renewal.

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Monthly budget calculator

Split your income with the 50/30/20 rule — with an automatic allocation based on what you earn, adjustable any time.

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Emergency fund calculator

Work out how many months of expenses to save, and how long it'll take to get there at your monthly pace.

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Couple expense split calculator

50/50 or proportional to income? Enter both incomes and your shared expenses and see what each partner pays, across all three models.

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